All Pennsylvania credit counseling agencies listed on this site are members of the National Foundation for Credit Counseling (NFCC) and have been providing financial education and counseling to consumers throughout the state of Pennsylvania for over 40 years. Each year, NFCC member agencies provide services to over 1 million people. We have the experience, expertise and ability to help those seeking counseling and financial educational training as a result of the new bankruptcy law.

Our collective mission is to provide services to consumers to help them achieve financial wellness through financial management counseling, financial education and when appropriate debt reduction services through debt management plans.

One of the key provisions in the new federal bankruptcy bill includes financial counseling and financial education. The law requires evidence of a credit counseling session within 180 days before filing for bankruptcy, and would require the completion of "an instructional course concerning personal financial management" as a condition of discharge.

The following agencies are approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency's services.

For more information, please click on a location that is most convenient to you.

CCCS of Delaware Valley

    Center City Philadelphia
    Northeast Philadelphia
    Media
    Jenkintown
    Bristol
    Blue Bell
    West Chester


CCCS of Northeast Pennsylvania, Inc.

    Clarks Summit
    Williamsport
    Wilkes-Barre
    Sunbury
    Milford
    Stroudsburg
    State College
    Hazleton


CCCS of Western Pennsylvania, Inc.

    Pittsburgh - Southside
    Altoona
    Beaver
    Butler
    Erie
    Greensburg
    Johnstown
    Harrisburg
    Washington
    York


CCCS of Central Pennsylvania

    Lancaster


CCCS of Lehigh Valley

    Easton
    Pottstown
    Quakertown
    Whitehall
    Wyomissing